Privacy Policy

Privacy Policy

Your privacy is important to us. Lowpriceinsurance, Inc. (“Lowpriceinsurance, Inc”, “we”, “our” or “us”) has adopted this Privacy Policy (the “Policy”) to establish and maintain an adequate level of personal information privacy protection.

This Policy explains the information we collect through our website, mobile applications, email, phone, and other sources (our “Systems”), why we collect it, how we use and share it, and the choices you can make regarding your information.

The Information We Collect

Non-public personally identifiable information (“Information”) is information that identifies you and is not available to the general public. The following sections explain how and when we collect your Information.

For California residents, please see the section titled “California Residents.”

The Information We Obtain From You

During the quoting, application, or claims handling processes, you may provide Information such as:

• Name
• Address
• Phone number
• Email address
• Driver’s license number
• VIN and/or vehicle information
• Date of birth

If you provide your phone number, Lowpriceinsurance, Inc may send text messages to confirm transactions or provide payment reminders. If you prefer not to receive text messages, you may contact us and speak with a representative.

Information About Your Transactions

We may collect Information about your transactions and experiences with us, including payment history, claims, coverage, and vehicle changes.

Information From Third Parties

We may receive Information from consumer reporting agencies, including motor vehicle reports and claims history, where permitted by law.

If you purchase a policy, we may confirm your motor vehicle record and claims history and may review this information during renewals as permitted by law.

Location Services

Your location is only used if you permit our Systems to access it. Location data is used solely to estimate your geographic position and is not used to identify you.

Access To and Correction of Personal Information

Residents of Arizona, California, Illinois, and Nevada may request access to or correction of personal information we have collected. To do so, please contact us.

California residents should review the “California Residents” section for additional rights, including the right to know and the right to delete.

The Information We Disclose

Information about customers or former customers is disclosed only as permitted or required by law. Information is maintained in policy and claims records.

We may disclose Information to:

• Process policies and settle claims
• Our agents, carriers, investigators, attorneys, and service providers
• Repair facilities and adjusters during claims
• Organizations performing audits or actuarial research
• Government or law enforcement authorities as required by law

Marketing Communications

We may use your Information to send promotional materials, offers, or business communications via email, mail, social media, or text messaging.

Confidentiality and Security

We restrict access to Information to employees who need it to provide services. We maintain physical, electronic, and procedural safeguards to protect your Information.

Additional Information for Internet Users

We collect website usage data to improve our services. This may include browser type, page visits, and site navigation behavior.

Cookies are used to personalize your experience. You may adjust your browser settings to manage cookie preferences.

California Residents

California residents have additional rights under the California Consumer Privacy Act (CCPA), including:

• Right to Know
• Right to Delete
• Right to Opt-Out of Sale (we do not sell personal information)
• Right to Non-Discrimination

Exercising Your California Privacy Rights

To request access or deletion of your Information:

• Email: info@4insura.com
• Toll Free: (800) 720-0313

Requests are processed within 60 days and identity verification is required.

Authorized Agents

California residents may designate an authorized agent. We will verify authorization and identity before processing requests.

Changes to This Policy

We may update this Policy at any time. Changes will be posted on our website at
www.lowpriceinsurance.com.

Last Updated: May 1, 2022